How To Get Cheap Commercial Truck Driver Insurance
Insurance Broker Resources gives you a guide on how to get cheaper insurance.
-Tips
-Tricks
-How-To’s
-Guides
Shop Rates – before your insurance comes up try to shop it with another carrier. If you are with a broker maybe try to get a couple quote from captive insurance agencies. When you shop rates make sure you are comparing “apples to apples” that the coverages are the same across the policies.
Stay Ahead Of Time -Always try to quote dates out in the future. If you are past a week out sometimes you can save a couple bucks versus having to do it tomorrow or being a couple days late. Know when your insurance rates are coming due.
Know What Coverages You Need – How much is the liability amount that you need? Deductible? What do you need it for? Where are the certificates of insurance going to made out to? Do you need any other additional coverages? These could possibly be some questions you need to know.
Don’t Report Claims – If you have a history of reporting claims and getting a lot of money out of it, your personal rates can go up! If you want cheap truck driver’s insurance make sure to not get into accidents in the first place!
Keep A Good Report – Keep a good report, yes driving record. Also credit score, background all of these get pulled at the end when a “MVR” report can be ran. Like it or not insurance carriers try to base rates on a bunch of different factors in an algorithm that is comprehensive.
Can IBR Save You Money On Trucker's Insurance?
One of the benefits of Insurance Broker Resources is our direct relationship to many carriers. We can get you a quote from many carriers to help you shop rates and we can even shop rates for you ahead of time to make you stay on schedule and save as much money as we can for you.