Commercial Insurance

Commercial insurance is a general term. Commercial businesses can utilize a lot of different insurances such as property, casualty, health and life insurance policies.

When talking property & casualty insurance for commercial businesses, there are also a lot of other different insurances that a company can pick up to get more specific. 

A property & casualty commercial insurance policy can involve:

General Liability Insurance – This is your general coverage such as someone injuring themselves on your site.

Professional Liability Insurance – This is if you give wrong advice that results in monetary loss.

Business Owners Policy – This is a multi-policy in one covering general liability and property insurance.

Dwelling & Habitational Insurance – If you own the actual commercial property or large places where other people inhabit such as apartment complexes.

Property Insurance – Even if your company rents you could need this.

Commercial Auto Insurance – If you own a fleet that is used for business.

Workers Compensation Insurance – required by law, if employees injure themselves or file for unemployment.

Umbrella Insurance – A blanket policy that is extra insurance for whatever life may throw at you.

A lot of insurances can fall under property & casualty insurance. Insurance Broker Resources is familiar with navigating those intricate insurance waters.