Collision Auto Insurance
The “Collision” part of an insurance policy is the part of the insurance policy that covers your vehicle when you get into an accident.
“Collision” is really the part of an insurance policy where you have an accident with another insured driver.
Deductibles
You will be required to have a deductible for collision insurance. It is good to carry a $500 or $1000 deductible.
So if someone else hits you their insurance covers it and you do not have to pay anything, if they have insurance and it is their fault.
If your vehicle suffers damages from a accident by collision, say from yourself you then pay the deductible that have on your policy to get the car fixed.
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